A personal loan is a small loan where a licensed moneylender like Aero Credit does not require you to provide security for your loan. A small loan is a quick and reasonable choice when you need to pay for something in Singapore urgently or when you are facing an unexpected spike in your expenses.
It is usual for people to suddenly run into cash-flow issues, both in the business environment and in the personal sphere. At Aero Credit, a reputable and licensed moneylender here for you, we are ready to provide personal loans which might help you navigate such emergencies promptly, safely and economically.
As experienced loan providers, we understand that situations like these are common:
you need to prepare extra cash for festivals or vacations
you need to set aside cash for domestic bills – e.g., hospital bills, phone bills, rental, monthly installments on home payments
you need emergency cash to settle some unexpected or pressing expenses
If you are facing one of these types of situations or some similar cash-flow issue, we invite you to share your issue with us and allow us to see if we can assist you to solve your issue.
Since a short-term personal loan is an unsecured loan, we might require you to have a regular income and a good credit rating to provide you the loan.
Anyone ordinarily resident in Singapore may apply for personal loans as long as you have a regular income from employment or you own a business in the country and you are at least 21 years old.
Singapore citizens, Singapore permanent residents and holders of any work-related pass are all welcome to apply for a personal loan.
Very often, it is only when you reach the bank or meet a lender that you are told your credit rating is not good enough for a loan. That can be immensely frustrating when your need for additional cash or extra funds is urgent. Use our Online Enquiry service to find out if you are eligible for a loan — it is easy, and it is fast.